Citizens State Bank on 102 W Bluff St in Woodville

Citizens State Bank is located on 102 W Bluff St in Woodville, TX (Texas).

Are you looking for Citizens State Bank opening hours, routing numbers, common customer complaints, available accounts, job openings or other business related information about Citizens State Bank in Woodville, Texas?

You'll find this and more about Citizens State Bank on this website. To learn even more visit the external resources links or call (409) 283-2561.

Citizens State Bank can be found in 20 different cities in Texas.

Citizens State Bank Branch Overview

Available accounts

Credit Cards
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Contact details

Citizens State Bank
102 W Bluff St, Woodville
75979 TX, USA

Call Us
(409) 283-2561

Citizens State Bank Consumer Complaints (Texas, 2013)

Average ratio for Citizens State Bank: 1.25 complaints per branch.These numbers ara gathered from the Consumer Financial Protection Bureau to give you a transparent overview of complaints Citizens State Bank in Texas received in 2013.

Having problems with your bank? File a bank account or service complaint here.

Corporate overview

Founded in 1904, Citizens Bank is one of the 15 largest commercial banking companies in the United States. Citizens Bank have over 1000 branches and 3500 ATMs and about 16,000 employees in 12 states.

Total employees


Total branches


Total deposits

$76.6 billion (The total dollar amount of cash deposits held by Citizens Bank end of last financial quarter.)

Total loans

$72.4 billion (The total dollar amount of loans held by Citizens Bank end of last financial quarter.)



Year founded


Financial Strength

Texas Ratio


Deposit Growth


Core Capitalization Ratio


Citizens State Bank hours of operation / Opening hours

These are the opening hours for Citizens State Bank on 102 W Bluff St in Texas

Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na

Comments, reviews and questions

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Citizens Bank Financial Statement

RBS Citizens, National Association
One Citizens Plaza
Providence, Rhode Island 02903
FDIC Certificate #57957
Financial Summary as of 6/30/2013
Source: FDIC Statistics on Depository Institutions
(All Numbers in Thousands)
Cash and Due from Depository Accounts $7,959,863
Interest-Bearing Balances $6,982,142
Securities $10,134,425
Federal Funds Sold and Reverse Repurchase Agreements $0
Net Loans and Leases $71,401,619
Total Loans $72,407,900
Loan Loss Allowance ($1,006,256)
Trading Account Assets $610,993
Bank Premises and Fixed Assets $528,489
Other Real Estate Owned $59,074
Goodwill and Other Intangibles $9,525,922
All Other Assets $3,488,419
Total Deposits $76,635,624
Interest-Bearing Deposits $53,387,733
Deposits Held in Domestic Offices $75,918,962
% Insured 61.62%
Federal Funds Purchased and Repurchase Agreements $4,497,135
Trading Liabilities $535,787
Other Borrowed Funds $246,356
Subordinated Debt $260,000
All Other Liabilities $2,063,705
Total Bank Equity Capital $18,789,913
Perpetual Preferred Stock $75
Common Stock $1
Surplus $16,360,719
Undivided Profits $2,429,118
Noncontrolling Interests in Consolidated Subsidiaries $0

Net Interest Income $1,246,489
Total Interest Income $1,449,806
Total Interest Expense ($203,317)
Provision For Loan and Lease Losses ($190,733)
Total Noninterest Income $646,032
Fiduciary Activities $11,410
Service Charges on Deposit Accounts $188,746
Trading Account Gains and Fees $29,255
Additional Noninterest Income $416,621
Total Noninterest Expense ($1,281,606)
Salaries and Employee Benefits ($717,787)
Premises and Equipment Expense ($246,023)
Additional Noninterest Expense ($317,796)
Pre-Tax Net Operating Income $420,182
Securities Gains (Losses) $41,952
Applicable Income Taxes $159,075
Income Before Extraordinary Items $303,059
Extraordinary Gains - Net $0
Net Income Attributable to Bank $303,059
Net Income Attributable to Noncontrolling Interests $0
Net Income Attributable to Bank and Noncontrolling Interests $303,059
Net Charge-Offs $220,111
Cash Dividends $75,000
Sale, Conversion, Retirement of Capital Stock, Net $0
Net Operating Income $275,370

Performance Ratios (%, Annualized)
Yield on Earning Assets 3.27%
Cost of Funding Earning Assets 0.46%
Net Interest Margin 2.81%
Noninterest Income to Average Assets 1.24%
Noninterest Expense to Average Assets 2.46%
Net Operating Income to Assets 0.53%
Return on Assets (ROA) 0.58%
Pretax Return on Assets 0.89%
Return on Equity 3.22%
Retained Earnings to Average Equity (YTD only) 2.42%
Net Charge-offs to Loans 0.61%
Credit Loss Provision to Net Charge-offs 86.65%
Earnings Coverage of Net Loans Charge-Offs 2.78(x)
Efficiency Ratio 67.72%
Assets per employee ($ millions) $6.672
Cash Dividends to Net Income (YTD only) 24.75%
Condition Ratios (%)
Loss Allowance to Loans 1.4%
Loss Allowance to Noncurrent Loans 67.34%
Noncurrent Assets Plus Other Real Estate Owned to Assets 1.51%
Noncurrent Loans to Loans 2.08%
Net Loans and Lease to Deposits 92.28%
Net Loans and Leases to Core Deposits 95.03%
Equity Capital to Assets 18.24%
Core Capital Ratio 11.41%
Tier 1 Risk-based Capital Ratio 12.86%
Total Risk-based Capital Ratio 14.4%

Average Assets $104,322,425
Average Earning Assets $88,686,828
Average Loans $72,634,518
Noncurrent Loans and Leases $1,494,342
Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government $88,778
Income Earned, Not Collected on Loans $267,547
Earning Assets $87,837,902
Long-Term Assets (5+ Years) $28,195,376
Average Assets, YTD $104,322,425
Average Assets, 2 Year $104,071,640
Total Risk Weighted Assets $79,191,477
Adjusted Average Assets for Leverage Capital Purposes $89,265,059
Life Insurance Assets $914,651
General Account Life Insurance Assets $152,398
Separate Account Life Insurance Assets $224,129
Hybrid Account Life Insurance Assets $538,124
Insider Loans $1,588
Loans and Leases Held For Sale $428,973
Volatile Liabilities $5,829,792
FHLB Advances $26,287
Unused Loan Commitments $40,473,077
Total Unused Commitments $40,473,077
Average Equity $18,834,903
Tier 1 (core) Risk-Based Capital $10,186,900
Tier 2 Risk-Based Capital $1,250,895
Derivatives $40,622,264

Citizens State Bank branch locator

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External resources

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Citizens State Bank Job Openings

Open positions for Citizens State Bank in Woodville.

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Bank Hours (Hours of operation)

Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na

If the hours of operation (bank hours) for Citizens State Bank on 102 W Bluff St isn't listed yet please call (409) 283-2561

Routing numbers

Citizens State Bank Woodville routing numbers are listed on this site along with more information about how to find your routing number. Call Citizens State Bank for more information about routing numbers.

Routing numbers to Citizens State Bank in Woodville are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.

Your Citizens Bank routing number is printed at the bottom of your checks. Its the the first 9 digit number.

routing state
36076150 PA
42104469 KY
61203338 GA
64107729 TN
64205388 TN
64207946 TN
65304385 MS
73921048 IA
74905225 IN
81504172 MO
81507166 MO
81518524 MO
81905593 MO
82907736 AR
83903195 KY
83907722 KY
111922624 TX
123204013 OR

Citizens State Bank Customer service

Phone: (409) 283-2561

Citizens State Bank Mortgage loans

CallCitizens State Bank at (409) 283-2561 or read more online to learn about mortgage loans offered by Citizens State Bank in Texas.

ATM locator

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